On Deutsche National Bank/Aurora Loans in California this tidbit may be of some interest to consumers, prosecuting agencies, banks and court staffs:
A class action was filed on behalf of homeowners with Deutsche Bank loans in California, and the filing attorney has been able to reach a TRO (Temporary Restraining Order) with the lender, to stop foreclosures until February 15, for settlement discussions, and asked that I pass along this message asking anyone with such a home loan to contact her:
IMPORTANT - PLEASE GET THE WORD OUT and possibly SAVE A HOME. If one is in foreclosure with Deutsche National Bank (services is Aurora Loans) in the state of CALIFORNIA and applied for HAMP - You may be part of the STIPULATION filed in FEDERAL COURT that includes YOU that STOPS YOUR FORECLOSURE NOW. Please call 714-372-2264 Law Offices of Lenore Albert now. (Stipulation filed Friday 1/7/11).
Isn't Mike Ramos stopping these type of foreclosures in our county??
BOB CONAWAY
Monday, January 10, 2011
Friday, January 7, 2011
Ramos begins third term as San Bernardino County DA - San Bernardino County Sun
The link:
Ramos begins third term as San Bernardino County DA - San Bernardino County Sun
Blogger Bob: Too bad the rest of what I said was not quoted, but the Sun's avocation is Ramos worship.
Ramos begins third term as San Bernardino County DA - San Bernardino County Sun
Blogger Bob: Too bad the rest of what I said was not quoted, but the Sun's avocation is Ramos worship.
Thursday, January 6, 2011
SEMINAR ON MORTGAGE FRAUD in ONTARIO POINTS TO LOAN MODIFICATION FRAUD RUNNING AMUK
On Dec. 15, Nomi Prins,a senior fellow at the public policy center Demos and author of It Takes a Pillage: Behind the Bailouts, Bonuses, and Backroom Deals from Washington to Wall Street, spoke at a mortgage fraud seminar in Ontario, Calif., and, relates there’s more fraud going on in modification-land than there was in loan-origination-land. 8 million to 13 million foreclosures are expected to have taken place from the time the banks got their bailouts until 2012. If you figure on average there are three people living in each home, we’re talking 24 million to 39 million displaced people. Half of the 1.4 million borrowers that entered the HAMP program were kicked out. Only 2 percent of the loan modifications so far have involved lasting principal reductions.The $75 billion Home Affordable Modification Program Most of the rest were given temporary reprieve, only to see their payments rise at the end of their trial periods or their banks rush to foreclose on them anyway.(HAMP) was an unmitigated disaster for the borrowers who tried to take part, despite promises that it would help 3 to 4 million struggling borrowers keep their homes.
Blogger Bob's comments:
(1) On Ocotber 11, 2010 I made an initial post with various websites that may be of some value to homeowners(which was updated several times since; the last being on 1/7/2011)
(2)What do you want to bet the Mike Ramos's office is focusing on alleged borrower fraud and ignoring loan modification fraud by the banks?
Blogger Bob's comments:
(1) On Ocotber 11, 2010 I made an initial post with various websites that may be of some value to homeowners(which was updated several times since; the last being on 1/7/2011)
(2)What do you want to bet the Mike Ramos's office is focusing on alleged borrower fraud and ignoring loan modification fraud by the banks?
Tuesday, January 4, 2011
NEW AG's (Kamala Harris) INAUGURAL SPEECH
http://ag.ca.gov/cms_attachments/press/pdfs/n2021_final_speech.pdf -- (hmm Mikey is mentioned)--a thought: Proverbs 29:2 (Living Bible) "With good men in authority, the people rejoice; but with the wicked in power, they groan". Blogger Bob: "Groan".
I WON'T TELL YOU HOW & WHEN I DECIDE I WILL GO FOR THE DEATH PENALTY!
Ramos in February 2008 (before the California Commission on the Fair Administration of Justice) defended the practice of most prosecutors in the state to keep secret the processes they use in choosing which defendants will face the death penalty, despite some researchers have suggested that such secrecy leads to a disproportionate number of death sentences for minorities and the poor.
Ramos, however, said exposing the thinking of district attorneys would allow defense lawyers to unfairly glimpse (Blogger Bob's comment: Is there a scenario of a "fair glimpse"?) prosecution strategies about cases. He assured the commission that district attorneys throughout the state use their discretion in a responsible manner (Blogger Bob's comment--isn't this hearsay??). "The ultimate decision we can make is taking somebody's life, and we are very careful about that," he said.
Blogger Bob's comments: The criteria should be objective and public and if not, there needs to be some objective oversight process to assure than class, race, ethnicity, national origin, economic ability to retain competent outside counsel, association, speech content, religion, gender, sexual orientation and gender are not factors in deciding for or against the death penalty.
Ramos, however, said exposing the thinking of district attorneys would allow defense lawyers to unfairly glimpse (Blogger Bob's comment: Is there a scenario of a "fair glimpse"?) prosecution strategies about cases. He assured the commission that district attorneys throughout the state use their discretion in a responsible manner (Blogger Bob's comment--isn't this hearsay??). "The ultimate decision we can make is taking somebody's life, and we are very careful about that," he said.
Blogger Bob's comments: The criteria should be objective and public and if not, there needs to be some objective oversight process to assure than class, race, ethnicity, national origin, economic ability to retain competent outside counsel, association, speech content, religion, gender, sexual orientation and gender are not factors in deciding for or against the death penalty.
DNA Test Shows Wrong Guy Convicted Spends 30 yrs Behind Bars - Why We Need Mandatory DNA Testing for State Prison Population!
Remarkable article:
http://news.yahoo.com/s/ap/20110104/ap_on_re_us/us_dna_exoneration_texas
The article shows why we need to get past the prosecutorial testostrone, do DNA testing on those insisting they did not commit a crime for which they were convicted where there is DNA evidence. The fair and impartial administration of justice requires it! The prosecutors should not stand behind the convenient excuse of a defense lawyer not requesting/failing to request a DNA test.
http://news.yahoo.com/s/ap/20110104/ap_on_re_us/us_dna_exoneration_texas
The article shows why we need to get past the prosecutorial testostrone, do DNA testing on those insisting they did not commit a crime for which they were convicted where there is DNA evidence. The fair and impartial administration of justice requires it! The prosecutors should not stand behind the convenient excuse of a defense lawyer not requesting/failing to request a DNA test.
New Law on Judicial Disqualification
Ok the new law per the California State Bar website:
Disqualification of judges — AB 2487 requires judges to disqualify themselves from any matter in which one of the attorneys or parties contributed more than $1,500 to the judge’s future election campaign or last election that took place within the previous six years. (The non-contributing party can waive the disqualification.)
Implication:
Who is going to watch this? Soft money is included, right? I wonder if this applies to a District Attorney's "office" where a lot of $99.00 contributions were made by Deputy DA's to help a fellow Deputy DA get elected and/or judge get re-elected (at $99.00 the names of contributors do not have to be disclosed so the only gatekeeper would be the DA's office?)--private firms are obviously required to disclose that data (which means they will have to get statements from their associates, partners and secretaries/other paraprofessionals of who gave what to whom. Would a FOIA-type request (under state law the California Public Records Act) be appropriate for the judges? To get listed on the ballot insert is about a $25,000 proposition and filing fees are roughly $2,000. Having sign contractors put up 2,000 signs and the cost of signs is about $40,000 to $50,000--someone is paying for that! We need to know. Maybe the presiding judge should require disclosure from each judge of a list of contributors which is available to counsel upon case assignment?
Disqualification of judges — AB 2487 requires judges to disqualify themselves from any matter in which one of the attorneys or parties contributed more than $1,500 to the judge’s future election campaign or last election that took place within the previous six years. (The non-contributing party can waive the disqualification.)
Implication:
Who is going to watch this? Soft money is included, right? I wonder if this applies to a District Attorney's "office" where a lot of $99.00 contributions were made by Deputy DA's to help a fellow Deputy DA get elected and/or judge get re-elected (at $99.00 the names of contributors do not have to be disclosed so the only gatekeeper would be the DA's office?)--private firms are obviously required to disclose that data (which means they will have to get statements from their associates, partners and secretaries/other paraprofessionals of who gave what to whom. Would a FOIA-type request (under state law the California Public Records Act) be appropriate for the judges? To get listed on the ballot insert is about a $25,000 proposition and filing fees are roughly $2,000. Having sign contractors put up 2,000 signs and the cost of signs is about $40,000 to $50,000--someone is paying for that! We need to know. Maybe the presiding judge should require disclosure from each judge of a list of contributors which is available to counsel upon case assignment?
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