JOE BACA's Co-Sponsoring (New?) HAMP BILL SHOWS HE DOES NOT HAVE A CLUE YET

"Rep. Baca Sponsors [in a press release earlier today] Bill to Aid Homeowners in Loan Modification Process"--ah, not really Joe

The Press Release further states:

"Bill Would Create New Office to Resolve Problems with Loan Modification Programs

Washington, DC – Today, Congressman Joe Baca (D-Rialto) introduced legislation to assist struggling homeowners seeking loan modifications through the often complex Home Affordable Modification Program (HAMP). The Office of the Homeowner Advocate Act of 2010 creates an independent office to assist homeowners, housing counselors, and attorneys in resolving problems with HAMP, and give homeowners a greater level of control over the loan modification application process.

While the housing markets in the Inland Empire are showing signs of recovery, too many homeowners still find themselves needing assistance in order to keep their homes and while the government run loan modification program is well-intentioned, I have heard from numerous constituents whose applications either get lost in a flood of paperwork or do not receive the proper attention from officials before it is too late to prevent the foreclosure process. This responsible bill would create an outside office, the Office of the Homeowner Advocate, to improve the HAMP process and ensure all eligible homeowners get a fair shot at keeping their homes.”

Blogger Bob's comments:

Joe, too bad you are clueless as usual.

First, the HAMP program is one in which a homeowners "enters" into a temporary “workout” with a servicer or lender which agrees to accept partial payments for the next 3+ months. These payments are not refundable. The foreclosure “clock” also continues to run while a homeowner is in the “workout.” There are no assurances that the homeowner will receive a long term or permanent change in loan terms. There are a significant number of homeowners who entered into HAMP workouts only to receive a letter at the end of the workout period stating they do not qualify for a modification.

Second, in a legal decision written in 2009 by US District Court Judge Barry Moskowitz [Antonio Escobedo v Countrywide Homes Loan, Inc, Case 09CV1557 BTM (BLM)--available at the United States District Court for California, Southern District's website] the court ruled that the homeowner had no enforceable right under HAMP should the lender or servicer blow off the refinance, take the payments made under false pretenses and foreclose anyway. Creating the Office of the Homeowner Advocate (OHA) [proposed by Senator Al Franken (D-MN) which appeared in S. 3793, the Job Creation and Tax Cuts Act introduced by Sen. Max Baucus (D-MT)], does not change the fact this is a plan with no teeth. The banks can do what they want, can fraud the homeowner, act in bad faith and get away with it, Joe.

Joe, I know you are trying to generate positive media before an election like your bud Mike Ramos, but you are only showing you are still flailing at non-solutions.

What is Congressman Joe Baca Sr up to?

I was "visited" by someone at my office unannounced earlier this week who seems to float in and out of Joe Baca, Sr's circle (who I had seen before) and was reminded there are a lot of Joe's relatives in Barstow I would not recognize around me (that look like me). The message Joe? Saw Mike Townsend at an NAACP meeting where Kamala Harris spoke last Saturday who is now back with Joe Baca's office? I guess the alleged rift between them has been bridged. Interesting. It would be a lot easier for Joe to call me like I have asked him to to give me whatever explanation he wants.

Woman says DA harassed her as she sought pardon---Everyone else takes sexual harassment seriously except San Bernardino County?

Woman says DA harassed her as she sought pardon
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Blogger Bob's comments: Why does it seem that some in San Bernardino County want to create a safe haven for sexual harassers? Not only have I seen what appears to be a pattern of defending the harasser in our local papers and in the County Administrative process which reviews complaints, but I have seen almost a ridgeback approach in the courts as of late toward sexually predatory conduct in civil cases--could it be the permissive environment that is allowed at the top? Hope not.

Integrity of your prosecutorial team DOES COUNT -- look at NC Crime Lab Accused of Hiding, Doctoring Evidence

NC Crime Lab Accused of Hiding, Doctoring Evidence
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Blogger Bob's comments:

The integrity of the people we chose to prosecute other citizens does count!

(1) What was Mitzelfelt doing a no-no at 7:22 pm? (2) Will Ramos be alone? (3) AG Candidate Harris in SB

An observer noted that Brad Mitzelfelt and a certain staff member were talking about a real estate deal at 7:22 pm at the Outpost Cafe yesterday (7/22/2010)--that certain person has been known to walk through developer's plans at the County and is reputed to have an active real estate license. Does anyone remember the quote of Mitzelfelt in the Sun (that he now denies) that after Adelanto tossed out Nursery Products, that "we will find Nursery Products another place, like maybe in Hinkley"? Is Mitzelfelt still using county resources to favor curry with his developer buds? If this was legit county business, why wasn't it done during County time at the county's office's (and there are several of them just minutes away).
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Some sources are unproven but have some indicia of the likelihood of being reliable--one source suggested that one of the ongoing investigations is looking at some aspect of the management tier under Mike Ramos and that when its all said and done, Mike Ramos will be walking away with some others close to him--and potential replacements are supposedly being evaluated/considered as I write this.
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One of the AG candidates (Kamala Harris) is coming down here for a town hall meeting on Saturday at 4 pm at the Inghram Community Center (2050 N. Mount Vernon Avenue, San Bernardino CA 92411)--apparently Steve Cooley, her republican opponent was invited, but no word on whether he will show. Few state wide candidates have come down here as of late. That Harris would show is interesting.
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Bell was this week--will San Bernardino County be next?

The Dismissal of Irwin's charges due to Mike Ramos' Ineptness or his Plan??

Joe Nelson: [in response to your article @ http://www.sbsun.com/news/ci_16085205] I told you, I told you, I told you, when you did not want to hear during the campaign [and as I recall Frank Guzman told you as well]-- Mike Ramos may have either stalled prosecutions in his public integrity unit so his buds' criminal liability under state statutes would vanish for statute of limitations reasons (and his prosecution was just window dressing, campaign fodder and or a way to remind his competition within the party who is boss until the cases got tossed) or is he just a terrible DA for anything except gangbanger prosecutions (oh wait a second, his conviction rate is 30% under what the typical major County DA department does). You (Joe Nelson), Joe Baca, Sr. & Jerry Lewis helped re-elect him. So who is watching the hen house? Jerry Brown's attentions have been turned to the City of Bell it seems.
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Blogger Bob's comments: Is Irwin's case really coming down to undisclosed gifts or services on a FPPC 700 form and related comments? If so, don't we have some serious problems with Mike Ramos who did not disclose a five figure payment to his wife? and then signed a disclosure form under penalty of perjury not disclosing that payment? Didn't Brad Mitzelfelt's mis-report the source of some of his campaign contributions and sign an FPPC 460 form under penalty of perjury when he ran for election (after being appointed by the BOS)? Is Irwin being hammered because he lobbied for a deal a lot of other people seemed in love with? How is that different from certain employees of the BOS sheparding plans through the approval process and planning commission for a developer bud--in fact don't some of those staffers have real estate licenses? Do we have the smell of selective prosecution in the air yet?

Atty. Gen. Jerry Brown sues eight top Bell officials--and why not San Bernardino County's officials??Next in line??

Atty. Gen. Jerry Brown sues eight top Bell officials [Updated] | L.A. NOW | Los Angeles Times
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The lawsuit can be found at the following link: http://ag.ca.gov/cms_attachments/press/pdfs/n1988_document_3.pdf
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Attorney General Jerry Brown's press release is at: http://ag.ca.gov/newsalerts/release.php?id=1988&
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Blogger Bob's comments: I guess this was the rumored mid-September action? or maybe more troubling is some's suggestion that the AG is distancing himself from Ramos? Has San Bernardino become more political heat than Brown can afford right now??
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